LIC's Bima Ratna
A non-linked, non-participating, individual, life insurance savings plan offering survival payouts at regular intervals.
Why Choose This Plan?
LIC's Bima Ratna is a money-back style savings plan that pays you a portion of the Sum Assured at intervals before maturity — giving you liquidity when you need it most. This plan is suited for families who need periodic income for major life events (a child starting college, a planned renovation) while still keeping a life cover active. It combines protection and staged payouts in a single, straightforward policy.
Frequently Asked Questions
Eligibility criteria vary based on age, medical history, and specific plan requirements. Contact our advisors for a detailed assessment of your eligibility.
The claim process is simple and hassle-free. You can initiate a claim through our online portal, or by contacting our customer support team with the required documentation.
Yes, premiums paid towards this insurance plan may be eligible for tax deductions under relevant sections of the Income Tax Act. Please consult with a tax advisor for specifics.
Other Plans by LIC
- LIC's New Endowment Plan
- LIC's New Jeevan Anand
- LIC's Single Premium Endowment Plan
- LIC's Jeevan Lakshya
- LIC's Jeevan Labh
- LIC's Bima Jyoti
- LIC's Jeevan Azad
- Nav Jeevan Shree (Single Premium)
- Nav Jeevan Shree (Limited Premium)
- LIC's Dhan Sanchay
- Jan Suraksha
- LIC's New Money Back Plan - 20 Years
- LIC's New Money Back Plan - 25 Years
- LIC's Bima Shree
- LIC's Jeevan Umang
- LIC's Jeevan Utsav
- Jeevan Utsav (Single Premium)
- Child Money Back Plan
- LIC's Jeevan Tarun
- Amritbaal
- LIC's Saral Jeevan Bima
- LIC's Yuva Term
- LIC's Yuva Credit Life
- Bima Kavach
- LIC's New Jeevan Amar
- LIC's New Tech-Term
- LIC's Digi Term
- LIC's Digi Credit Life
- LIC's New Jeevan Shanti
- Saral Pension
- LIC's Jeevan Akshay - VII
- Smart Pension
- Endowment Plus
- LIC's Nivesh Plus
- LIC's SIIP
- LIC's New Pension Plus
- LIC's Index Plus
- Protection Plus
- Micro Bachat
- Bima Lakshmi
