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LIC

LIC

Life Insurance Corporation of India — the nation's largest and most trusted insurer with a claim settlement ratio above 98%, offering a diverse portfolio of protection and savings plans.

Why Choose Our Life Insurance?

Life Insurance is not just a policy — it is a promise you make to the people who depend on you. At BrightLife Insurance, we guide you through India's most comprehensive range of life insurance plans from LIC, covering protection, savings, investment, and pension. Whether you are a young professional starting out or a parent securing your child's future, we ensure you get the right plan at the right premium. With S. Sonai's 25+ years of expertise, we simplify the process and stand by you at every stage of life.

Death Benefit & Maturity Payout
Tax Savings under Sec 80C & 10(10D)
Long-Term Wealth Accumulation
Trusted LIC Claim Settlement

Why LIC?

LIC (Life Insurance Corporation of India) has been safeguarding Indian families since 1956. With a claim settlement ratio consistently above 98%, LIC is synonymous with trust and reliability. As an authorised LIC agent with over 25 years of experience, BrightLife Insurance helps you navigate LIC's vast product portfolio — from simple term plans to ULIPs and pension products — ensuring you choose a plan that perfectly aligns with your life goals and financial capacity. LIC's sovereign backing and government guarantee make it the most secure insurance choice available in India.

How to Apply

1
Consultation

Schedule a meeting with our expert advisors to understand which plan is best for you.

2
Documentation

Submit the required KYC documents and application forms for verification.

3
Policy Issuance

Once approved, you will receive your policy document directly to your email.

Available Plans

LIC's New Endowment Plan

Participating non-linked plan offering an attractive combination of protection and saving with bonus additions.

LIC's New Jeevan Anand

Participating non-linked plan that combines endowment savings with lifelong whole life cover after maturity.

LIC's Single Premium Endowment Plan

A participating non-linked single premium plan — pay once and enjoy life cover with bonus accumulation for the entire term.

LIC's Jeevan Lakshya

Participating non-linked plan specially designed to secure a child's future needs with guaranteed annual income on death.

LIC's Jeevan Labh

Limited premium paying, non-linked, participating endowment plan offering bonuses on a regular basis.

LIC's Bima Jyoti

Non-linked, non-participating, individual savings plan providing guaranteed additions and life cover for a fixed term.

LIC's Jeevan Azad

Limited premium payment, non-linked, non-participating plan with guaranteed additions and flexible payout option.

Nav Jeevan Shree (Single Premium)

A high-sum assured endowment plan offering localized stability and growth through a single premium commitment.

Nav Jeevan Shree (Limited Premium)

A participating endowment plan featuring limited premium payments and high sum assured for comprehensive protection.

LIC's Dhan Sanchay

Non-linked, non-participating personal savings life insurance plan with guaranteed income and flexible benefit structures.

Jan Suraksha

A simplified, affordable insurance plan aimed at providing basic life cover to all segments of society.

LIC's New Money Back Plan - 20 Years

Non-linked, participating plan that pays 20% of the sum assured every 5 years with a bonus-enhanced maturity payout.

LIC's New Money Back Plan - 25 Years

A participating non-linked plan paying survival benefits every 5 years with enhanced life cover for a 25-year term.

LIC's Bima Shree

Non-linked, participating, individual, life guaranteed savings plan aimed at high Net Worth Individuals (HNIs).

LIC's Bima Ratna

A non-linked, non-participating, individual, life insurance savings plan offering survival payouts at regular intervals.

LIC's Jeevan Umang

Non-linked, participating, individual, whole life assurance plan with annual survival benefits from the end of premium payment term.

LIC's Jeevan Utsav

Non-linked, non-participating, individual, savings, whole life insurance plan with guaranteed income for life.

Jeevan Utsav (Single Premium)

The whole-life guaranteed income benefit of Jeevan Utsav, now available with a single one-time premium payout.

Child Money Back Plan

A participating money-back plan specifically designed to meet the growing educational and lifestyle needs of your child.

LIC's Jeevan Tarun

Non-linked, participating, individual, life assurance savings plan specifically designed to fund a child's future needs.

Amritbaal

A specialized child plan offering guaranteed additions and high returns to secure the ambitious dreams of the next generation.

LIC's Saral Jeevan Bima

A standard, simple, IRDAI-mandated term insurance plan with uniform coverage terms across all insurers.

LIC's Yuva Term

LIC's pure term plan exclusively for young individuals, offering high coverage at very competitive premiums.

LIC's Yuva Credit Life

A pure term insurance plan for young borrowers to protect their families from outstanding loan liabilities.

Bima Kavach

A comprehensive term insurance offering 'shield-like' protection with highly affordable premiums for standard risks.

LIC's New Jeevan Amar

Non-linked, non-participating, individual, pure risk premium life insurance plan offering high Sum Assured at low cost.

LIC's New Tech-Term

A digitally-purchased pure-term insurance plan with competitive rates and a wide Sum Assured range.

LIC's Digi Term

Online-only, non-linked pure term insurance plan from LIC with affordable premiums and flexible coverage options.

LIC's Digi Credit Life

Online pure term insurance plan for loan borrowers, ensuring your outstanding loans are covered in case of death.

LIC's New Jeevan Shanti

Non-linked, non-participating, individual, single premium, deferred annuity plan for guaranteed future pension.

Saral Pension

A standardized immediate annuity plan offering transparent lifetime income for you and your spouse.

LIC's Jeevan Akshay - VII

Non-linked, non-participating, individual immediate annuity plan — pay once and get pension payments starting immediately.

Smart Pension

A modern pension planning tool that allows you to build a substantial retirement kitty with flexibility and market-aligned growth.

Endowment Plus

A unit-linked plan that gives you the dual benefit of life cover and market-linked returns in a discipline endowment format.

LIC's Nivesh Plus

Unit Linked, single premium, individual life insurance plan — invest once and let your money grow market-linked.

LIC's SIIP

Unit Linked, regular premium, individual life insurance plan offering market-linked growth with life protection.

LIC's New Pension Plus

Unit Linked, non-participating, individual pension plan to accumulate a retirement corpus through market-linked investment.

LIC's Index Plus

Unit Linked, regular premium plan where the fund performance is benchmarked to leading market indices.

Protection Plus

A premium ULIP focused on providing higher life cover alongside specialized market investment options for HNI clients.

Micro Bachat

A small-ticket insurance plan designed for the common man, offering savings and protection with minimal documentation.

Bima Lakshmi

A specialized savings and protection plan designed to empower and secure the financial future of women.

Other Providers

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