LIC's Bima Jyoti
Non-linked, non-participating, individual savings plan providing guaranteed additions and life cover for a fixed term.
Why Choose This Plan?
LIC's Bima Jyoti is ideal for disciplined savers who want guaranteed returns without any market risk. This plan offers guaranteed additions of ₹50 per ₹1,000 Sum Assured per year throughout the premium payment term, making your savings grow predictably. At maturity, you receive the entire Sum Assured along with all accumulated guaranteed additions — giving you a solid financial cushion for milestones like children's education, marriage, or retirement. The built-in life cover ensures your family is protected throughout the policy term.
Frequently Asked Questions
Eligibility criteria vary based on age, medical history, and specific plan requirements. Contact our advisors for a detailed assessment of your eligibility.
The claim process is simple and hassle-free. You can initiate a claim through our online portal, or by contacting our customer support team with the required documentation.
Yes, premiums paid towards this insurance plan may be eligible for tax deductions under relevant sections of the Income Tax Act. Please consult with a tax advisor for specifics.
Other Plans by LIC
- LIC's New Endowment Plan
- LIC's New Jeevan Anand
- LIC's Single Premium Endowment Plan
- LIC's Jeevan Lakshya
- LIC's Jeevan Labh
- LIC's Jeevan Azad
- Nav Jeevan Shree (Single Premium)
- Nav Jeevan Shree (Limited Premium)
- LIC's Dhan Sanchay
- Jan Suraksha
- LIC's New Money Back Plan - 20 Years
- LIC's New Money Back Plan - 25 Years
- LIC's Bima Shree
- LIC's Bima Ratna
- LIC's Jeevan Umang
- LIC's Jeevan Utsav
- Jeevan Utsav (Single Premium)
- Child Money Back Plan
- LIC's Jeevan Tarun
- Amritbaal
- LIC's Saral Jeevan Bima
- LIC's Yuva Term
- LIC's Yuva Credit Life
- Bima Kavach
- LIC's New Jeevan Amar
- LIC's New Tech-Term
- LIC's Digi Term
- LIC's Digi Credit Life
- LIC's New Jeevan Shanti
- Saral Pension
- LIC's Jeevan Akshay - VII
- Smart Pension
- Endowment Plus
- LIC's Nivesh Plus
- LIC's SIIP
- LIC's New Pension Plus
- LIC's Index Plus
- Protection Plus
- Micro Bachat
- Bima Lakshmi
