
Flexible add-on coverage to significantly boost your existing or employer-provided health insurance at a low additional premium.
Galaxy Top-up is not a standalone policy — it is a powerful strategy. If you already have a corporate health cover or a basic individual policy, Galaxy Top-up extends your coverage at a fraction of the cost of buying a new high Sum Insured plan. Once your existing coverage is exhausted (the deductible threshold), Galaxy Top-up kicks in and covers the remaining hospitalisation expenses up to ₹2 Crore. It is the smart, cost-effective way to dramatically increase your health coverage without duplicating benefits or paying double premiums.