Arogya Sanjeevani Policy
Standard, affordable IRDAI-mandated health policy with essential hospitalization coverage and uniform terms across all insurers.
Why Choose This Plan?
The Arogya Sanjeevani Policy is the IRDAI's standardised basic health insurance plan — designed to be simple, clear, and universally accessible. Since every insurer offers the same terms, you can easily compare and choose based on price and service quality. It covers hospitalisation, pre- and post-hospitalisation expenses, daycare procedures, and AYUSH treatments up to the allowed limits. It is a perfect starter policy for those who are new to health insurance and want reliable, no-confusion coverage at the most affordable premium available.
Key Features & Benefits
- Pre and post-hospitalization
- Emergency ambulance services
- Daycare procedures
- AYUSH treatment up to limit
- Standardized terms across all insurers
Frequently Asked Questions
Eligibility criteria vary based on age, medical history, and specific plan requirements. Contact our advisors for a detailed assessment of your eligibility.
The claim process is simple and hassle-free. You can initiate a claim through our online portal, or by contacting our customer support team with the required documentation.
Yes, premiums paid towards this insurance plan may be eligible for tax deductions under relevant sections of the Income Tax Act. Please consult with a tax advisor for specifics.
